Aug 12, 2019 |
This class is cancelled due to low enrollment. This 18-hour seminar/workshop will explain simple, successful investment techniques that historically have produced average annualized returns that outperform the market. There are no prerequisites required to attend the class. Participants will perform in-class exercises where they will learn how to choose the best mutual funds and stocks for their Traditional and Roth 401K, IRA/Roth IRA and Standard Brokerage Accounts. Class 1: Introduction – Investment Plans Learn the difference between Traditional 401K and Roth 401K. What are the advantages of tax deferred investments? How to make tax-free withdrawals after retirement. Class 2: Mutual Funds & Index Funds Learn about Mutual Funds, their different types and how to analyze Fidelity Funds in your 401k or an IRA. Class also covers market trends and the best time to invest in stocks and bond funds. Class 3: U.S. Steel Stock Method Learn how to get better returns investing in U.S. Steel Stock based on its cyclical pattern rather than just buy and hold. Class 4: Sector Funds Learn how to choose and invest in the correct market sectors. This method has eclipsed all other mutual funds over the last 20 years. Class 5: Stock Market Lingo & ETFs Learn how to trade stocks using Market, Limit, and Trailing Stop Orders plus how to Short Stocks. Different types of Exchanged Traded Funds and their investment advantages will also be covered. Class 6: Widely-Held Stock & Portfolio Design Taking Advantage of undervalued stocks and mutual fund window dressing. Learn to design a portfolio for your investment goals. Active USW employees only. Spouse permitted to attend with active Union...
Aug 12, 2019 |
The average cost of nursing home care in the Commonwealth of Pennsylvania is now over $10,000 a month. What would your family do if faced with a nursing home stay? What is the difference between Personal Care, Assisted Living & Nursing Home Care? What options exist to allow loved ones to stay at home? What benefits are available to help pay for the care we need? Will I lose my house if I accept help from Medicaid? This class will discuss the answers to these questions and more. One (1) session, Wednesday evening or Thursday morning. Class size limited to ten...
Aug 12, 2019 |
What is the difference between a will and a trust, and which do I need? What is a Power of Attorney and why do I need one? What happens if I die without a will? What is a Guardian and when do I need one? What is Probate and how do I avoid it? This class provides fundamental estate planning guidance to answer these questions and more. One (1) session, Wednesday evening or Thursday morning. Class size limited to ten...
Aug 12, 2019 |
This class is cancelled due to low enrollment. Tom Hegna’s Paychecks & Playchecks has been seen by millions of people on public television. It discusses ways to make retirement more enjoyable by having a steady stream of income (paychecks) to cover all of your needs. Remaining money can become playchecks to have fun and do the things on your bucket list. You worked hard to reach retirement. Let’s explore ways to make it more rewarding. Join us for this interactive workshop. One (1) session, Wednesday. Class size limited to twenty...
Jan 20, 2019 |
Social Security is one of the most important retirement assets. Choices you make can be worth tens of thousands of dollars over a lifetime. It is important for everyone, but especially for women, because they often live years longer than their husbands. This workshop will prepare you to make important Social Security decisions. Many people do not understand all of the rules of Social Security. After attending this workshop, you will be prepared to make better choices. Bring your spouse and enrich your retirement experience. One (1) session, Wednesday evening. Class size limited to twenty...
